Financial insecurity and family tension lead to reduced productivity, low morale, and increased stress. Stress can play a part in problems such as headaches, high blood pressure, heart problems, diabetes, skin conditions, asthma, arthritis, depression, and anxiety. These are a number of the reasons that "Financial" is included in the Wellness Wheel. The objectives of this program are to: • Introduce simple, but proven financial tools and techniques. • Educate you on financial planning ideas and concepts. • Reduce stress and anxiety. • Motivate you to take an active role in your financial future.